What are level two and level three processing rates?

What are level two and level three processing rates?

Your processor charges a different rate for each transaction depending on the amount of information you provide. When your customer uses a commercial card, you can provide extra information to try to lower your processing rate, for example:

  • Level one – You provide the customer’s card information and address.
  • Level two (Commercial Card only) – You provide the same information as level one and you include the purchase order number, tax indicator, and product description for the transaction.
  • Level three (Commercial Card only) – You provide the same information as level two and you include the line item details and additional order information for the transaction.
Important:

• We cannot guarantee that the processor charge the level two or level three rate, even if you complete all the fields on the Payments Portal.


• To run a transaction for level two or level three processing rates, your customer must be using a commercial card.

Related articles

What account settings do I need for level two and level three?
What fields do I need to complete for level two and level three?